Welcome to Apex Assurance (“we”, “us”, “our”, “Apex Assurance”). These Terms of Service (“Terms”) govern your use of our website, services, and any interactions or transactions you have with us through apexassurance.net and related services (“Site” / “Services”). By using or accessing the Site and Services, you agree to these Terms.
1. Acceptance of Terms
By using the Site or engaging with our Services (e.g. requesting a quote, scheduling a free assessment, accessing client area), you accept and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Site or our Services.
2. Services Provided
Apex Assurance provides insurance-related services, customized insurance solutions, and support tailored to clients’ insurance needs. You may request quotes, assessments, and other services via the Site, and we will engage with you to offer insurance solutions and assistance. Apex Assurance
3. User Accounts / Registration
If you register for an account or otherwise provide personal or contact information (e.g. to get a quote, schedule a free assessment), you are responsible for providing accurate and up-to-date information. You are responsible for maintaining the confidentiality of your account credentials (if any).
4. Use Restrictions
You agree not to use the Site or Services for any unlawful purpose or in any way that violates these Terms. You must not attempt to interfere with or damage the Site or its related systems. You may not impersonate anyone or misrepresent your identity.
5. Intellectual Property
All content on the Site (text, images, graphics, logos, trademarks, etc.) is owned or licensed by Apex Assurance. You may view or download material for your personal, non-commercial use only. You may not reproduce, distribute, modify, or otherwise use any content without our express written permission.
6. Disclaimer; No Guarantee
The information provided on the Site and through our Services is for general informational purposes and does not constitute a guarantee, financial, legal, or insurance advice (unless otherwise explicitly agreed). Insurance products and coverage depend on individual circumstances, underwriting, and applicable laws.
We do not guarantee that our Site is error-free, uninterrupted, or secure. We reserve the right to modify, suspend, or discontinue the Site or Services (in whole or part) at any time without notice.
7. Limitation of Liability
To the maximum extent permitted by applicable law, Apex Assurance, its officers, employees, partners, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or other intangible losses arising from or relating to your use of the Site or Services.
8. Indemnification
You agree to indemnify, defend, and hold harmless Apex Assurance and its affiliates from and against any third-party claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from your violation of these Terms or your use of the Site or Services.
9. Modifications to Terms
We may update these Terms from time to time. We will post the updated Terms on the Site with a “Last updated” date. Your continued use of the Site or Services after changes are posted will be deemed acceptance of the updated Terms.
10. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the state in which Apex Assurance is based or operates (please insert your applicable state). Any disputes arising under or relating to these Terms or the Services will be resolved in the appropriate courts in that state or as otherwise agreed.
11. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
Apex Assurance
Phone: 609-542-2739
